Blog By Biraj Bhattarai

SIP in Nepal – My Preference NIBL Bank | नेपालमा SIP र मेरो रोजाइ NIBL बैंक SIP in Nepal – My Preference NIBL Bank नेपालमा SIP – मेरो रोजाइ NIBL बैंक English: A Systematic Investment Plan (SIP) is a disciplined way of investing a fixed amount regularly in mutual funds. It helps you build wealth gradually over time. In Nepal, SIPs are becoming increasingly popular as more people start investing for their future. नेपाली: Systematic Investment Plan (SIP) भन्नाले निश्चित रकम नियमित रूपमा (महिनावारी, त्रैमासिक वा वार्षिक) लगानी गर्ने प्रक्रिया हो। यसले दीर्घकालमा सम्पत्ति निर्माण गर्न सहयोग पुर्‍याउँछ। नेपालमा अहिले SIP को लोकप्रियता तीव्र गतिमा बढ्दै गएको छ। 💡 What is SIP? / SIP भनेको के हो? English: SIP allows investors to invest small amounts periodically instead of a large one-time investment. It uses the concept of Rupee Cost Averaging to reduce market risks. नेपाली: SIP ले लगानीकर्तालाई ठूलो रकम एकैपटक लगानी गर्नुको सट्टा ...

Many international digital platforms and services operate differently in Nepal compared to larger countries. Let's explore why. 1. Small Market Size Nepal has a relatively small population and a limited subscriber base for digital services. Foreign companies such as streaming platforms, SaaS providers, and e-commerce services often find: The revenue potential is not high enough to justify setting up local offices. Operational costs per user would be higher compared to bigger markets like India. Business scaling is limited due to smaller market reach. 2. Limited Payment Infrastructure Most foreign companies require reliable, widely accepted payment methods. In Nepal: Local banking and payment systems are not fully integrated with international subscription services. Users often rely on dollar-denominated cards, international credit cards, or gift cards to pay. Automatic recurring billing and currency-speci...

Diwali , Tihar , Dipawali — One Festival, Many Lights Across India and Nepal Every autumn, millions of lamps flicker across South Asia, celebrating the victory of light over darkness, good over evil, and hope over despair. Known as **Diwali**, **Tihar**, or **Dipawali**, this festival of lights unites people of diverse cultures and traditions across India and Nepal — yet each region celebrates it in its own unique way. Origins: The Light That Connects Us The word Diwali (or Deepavali) comes from the Sanskrit *dīpa āvali*, meaning “a row of lamps.” In Hindu mythology, it marks ** Lord Rama’s return to Ayodhya ** after defeating the demon king Ravana — a moment celebrated with thousands of oil lamps. In Nepal, it is also deeply tied to the worship of ** Laxmi **, the goddess of wealth, and the sacred bond between humans, animals, and family. Diwali in India: Five Days of Lights and Legends In India,...

  2025’s smartphone performance race is heating up —  Apple’s A19 / A19 Pro  powering the iPhone 17 lineup now faces  Qualcomm’s Snapdragon 8 Elite Gen 5 , the new standard for high-end Android devices. Here’s an in-depth look at how these two titans stack up in architecture, performance, efficiency, and real-world usability. ⚙️ Specification Overview Specification Apple A19 / A19 Pro Snapdragon 8 Elite Gen 5 Process Node TSMC 3 nm (N3P) TSMC 3 nm (N3P) CPU Configuration 6 cores (2 Performance + 4 Efficiency) 8 cores (2 Prime + 6 Performance) Clock Speed (Max) ≈ 4.26 GHz (P-core) ≈ 4.6 GHz (Prime) GPU 5-6 core Apple GPU with ray tracing & MetalFX Adreno 840 GPU with ~23% faster performance Memory Support LPDDR5X up to 9600 MT/s LPDDR5X / UFS 4.1 (Varies by OEM) AI / NPU Apple Neural Engine (Advanced ML Acceleration) Hexagon NPU with on-device Agentic AI 📊 Benchmark Performance According to recent  Geekbench 6  leaks, Qualcomm’s Snapdragon 8 Elite ...

  The Future of Mobile Power Has Arrived Qualcomm has officially launched the Snapdragon 8 Elite Gen 5 , the newest and most advanced mobile chipset powering the next wave of flagship Android smartphones . Built on a refined 3nm process , this chip promises blazing-fast performance, better battery life, and unprecedented AI capabilities — setting a new standard for what smartphones can do in 2025 and beyond.  What Does “Elite Gen 5” Mean? The “Elite” tag is Qualcomm’s way of distinguishing its top-tier platform — sitting above the regular Snapdragon 8 series. Meanwhile, the “Gen 5” naming aligns with Qualcomm’s new generation-based structure, signifying the fifth iteration of its 8-series architecture. In short: this is Qualcomm’s absolute best, designed to compete head-to-head with Apple’s A19 Pro and MediaTek’s Dimensity 9500 . Under the Hood: Architecture and Core Design Process: Built on TSMC’s 3nm (N3P) node — offering up to 35% better efficiency. ...